Medicaid and Cigna in Massage Therapy
Massage therapy is a popular alternative medicine treatment for many people. It can reduce anxiety and muscle tension, improve circulation and help with pain. Despite its medical benefits, not all health insurance policies cover massage.
In order to get the best massage therapy coverage, you should verify your policy with your health insurance provider. Some plans require a referral from your primary care physician. Others may require a prescription for massage therapy.
You can also ask your health insurance provider to find a massage therapist in your area who is in the network. If you have a health savings account (HSA) or flexible spending account, you can use your pre-tax money to cover the cost of the massage.
Health savings accounts are bank accounts that allow you to set aside pre-tax funds to pay for qualified medical expenses. Some employers offer wellness HSAs, which can save money on medical treatments.
Does Medicaid Cover Massage Therapy?
Despite the fact that it may help with several health conditions, massage therapy is not covered by Medicare or Medicaid. Generally, only medically necessary treatments are paid for by most health insurers.
Some plans may offer massage coverage through a Medicare Advantage Plan. These plans offer all of the benefits of original Medicare, and some also provide extra benefits, such as vision and hearing care.
While Medicaid does not pay for massage therapy, it covers other types of treatments. These include inpatient and outpatient hospital services, laboratory and x-ray services, and physician services.
However, there are several limitations on what types of services are covered. For example, a doctor must order inpatient services, and some states require prior authorization for referrals.
Additionally, most health insurers do not cover day spa or massage parlor trips. Depending on your plan, you may be required to pay for most of the costs out of pocket.
Does Cigna Cover Massage Therapy?
Cigna is a health insurance company. They offer a gold plan for families with frequent visits to the doctor. The bronze plan has a high out-of-pocket expense.
You can purchase a Flexible Spending Account (FSA) if you have a high-deductible insurance plan. This account lets you set aside pre-tax funds to pay for certain medical expenses. Your health insurance provider may require a prescription before you can use the money.
If you don’t have a health insurance plan, you can check with local massage schools to see if they have a student discount or other special offers. Getting a massage can be costly.
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