Outpatient Occupational Therapy (OT) is a form of treatment that is not covered by insurance. OT can be conducted anywhere. The sessions can vary in duration and frequency. The treatment’s goal is to manage symptoms rather than cure them. The type of treatment you receive is determined by your needs as well as your insurance plan.
Outpatient Occupational Therapy is not covered by insurance
If you are in need of occupational therapy but are worried about the cost, it is possible to get it covered through your health insurance plan. Medicare Part B covers some forms of outpatient occupational therapy. However, the coverage varies from plan to plan.
Some insurance policies only partially cover the expense, while others require a prescription from a doctor. Because of this, before making an appointment for care, you should verify that your insurance covers it.
It can be done anywhere
Occupational therapy is an excellent addition to acute inpatient rehab settings. Occupational therapists utilize various techniques and technologies to enhance the recovery process. The frequency, duration, and number of sessions vary. Contact the clinic to learn more.
It is flexible
Outpatient occupational therapy is a flexible option for children with disabilities and can address a wide variety of skills and environmental factors. It is primarily provided in a one-on-one setting, but can also include social settings. Some insurance plans cover this type of therapy. Depending on your child’s specific needs, you can receive coverage for the full or partial cost of the services.
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Outpatient Occupational Therapy is symptom management
Occupational therapy can be provided in an outpatient setting as an alternative to inpatient therapy. This form of treatment focuses on the symptom management of daily living activities, such as walking, using a wheelchair, and eating a healthy diet. An outpatient OT may also provide stress management and educational services and prescribe adaptive equipment.
It can be done by video
For example, someone with asthma or other respiratory problems may be able to receive therapy at home without the risk of breathing in dust or other pollutants. The therapist can also use this technology to involve family members in the therapy process.
Medicare covers it
Medicare Part B covers outpatient therapy, such as occupational therapy, speech-language pathology, and physical therapy. However, there was once a yearly therapy cap, which was removed in 2018. After the Part B deductible, Original Medicare covers 80% of a qualified provider’s charges. The beneficiary will have to pay a 20% coinsurance if the therapy costs more than $2,080.
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